Monthly Income
Enter net take-home pay after all taxes and deductions
Primary Earner
$
$
$
Secondary Earner
$
$
$
Additional Income
$
$
$
$
Assets
Everything you own that has value — used to calculate net worth
Real Estate
$
$
Retirement Accounts
$
$
$
$
$
$
💡 Free Money Calculator — Employer Match
Free money and tax-free money is always the best money. Make sure you're capturing every dollar your employer will match.
Enter your details to see exactly how much free money you may be leaving on the table each year.
%
%
$
$
🏛️ Pension / TRS Estimator
TRS formula: Years of Service × 2.3% × Highest Average Salary = Annual Pension for Life. Check your plan documents for your state's multiplier.
TRS Texas formula: Years of Service × 2.3% × Highest Salary = Annual Pension for Life. Every year you teach adds permanently to this number.
$
%
Savings & Investments
$
$
$
$
Vehicles & Other Assets
$
$
$
$
Debt
Every account you owe money on — used to calculate net worth and monthly obligations
Home & Mortgage
$
$
Credit Cards
Add as many credit cards as you have. Include store cards, secured cards, and any card with a balance.
Collections & Judgments
Include any accounts sent to collections or court judgments against you. These can often be settled for less than the balance.
Vehicle Loans
$
$
$
$
Student Loans
Personal Loans & Other Debt
Monthly Expenses
Every dollar going out each month — be honest, be complete
Housing
$
$
$
$
$
$
$
$
Transportation
$
$
$
$
$
$
Food
$
$
$
$
Children & Family
$
$
$
$
$
$
Personal & Self-Care
$
$
$
$
$
$
Insurance
$
$
$
$
Phones & Communication
$
$
Subscriptions & Memberships
$
$
$
$
$
$
Debt Minimum Payments
These are auto-calculated from the debt section above. You can also add any additional debt payments here.
$
$
Monthly Savings & Investing
$
$
$
$
🏡 Hobbies, Home & Around the House
This category is one of the most underestimated in most family budgets. Every supply run, tool purchase, and weekend project adds up. Be honest here.
$
$
$
$
$
$
$
$
Everything Else
$
$
$
$
$
$